Getting injured in an accident caused by someone else’s negligence can be a life-changing event. In the best case, you are left shaken and dealing with minor injuries and property damages. In more severe cases, the victims can spend years in recovery and end up with hundreds of thousands of dollars in unpaid medical bills. Even if the accident was not your fault, filing a personal injury claims and winning a settlement is not always as straightforward as it sounds.
Dan Zohar is a personal injury attorney with more than 30 years of legal experience and thousands of successfully negotiated claims. Today, we are discussing some of the most common tactics insurance companies use to minimize personal injury claims and how to avoid them.
Insurance companies are for-profit organizations
At the end of the day, every plaintiff needs to keep in mind that insurance companies are businesses just like every other organization. That means that their ultimate goal is profit. In other words, they want to get the plaintiffs to accept the least amount of money as compensation for their injuries and damages. They almost always employ entire legal teams to represent them and use the same tactics to minimize the compensation.
Challenging liability
The most common tactic is stating that their client is not liable, or that there was no violation of the defendant’s duty of care. Proving liability is a process that can be tricky unless you are experienced. It is best advised to consult a Tampa personal injury lawyer before attempting to do it on your own.
Challenging evidence
Another way insurance companies will attempt to attach the plaintiff is by claiming that the evidence fails to prove the extent of injuries and their client’s liability. A personal injury lawyer will help you not only assess the evidence but also gather everything you need to prove your claims. Hiring a personal injury attorney will certainly help you obtain fair compensation and long-term support.
Offering a lowball settlement amount
It is not uncommon for an adjuster to sympathize and empathize with plaintiffs in order to get them to accept the amount the insurance company feels comfortable with. However, even if the offer sounds fair, make sure to consult a professional to make sure all your injuries, medical bills, and other expenses are accounted for.
Dragging out the negotiations
This tactic comes down to the fact that the longer the insurance company drags out the negotiations, the longer they get to keep your money. In the meantime, they also earn interest on it. This tactic is also used to get the plaintiffs to accept an unfair amount.
Schedule your free appointment today!
The best way to win your personal injury claim is by consulting or hiring a personal injury attorney with a proven track record. Dan Zohar has been negotiating with insurance companies for more than three decades and can help you ensure you receive fair compensation. Don’t delay – call (800) 963-3311 today. Schedule a free consultation and receive the medical care you need, the compensation you’re entitled to, and the justice you deserve.